How to Buy a Home With Less than Perfect Credit

How to Buy a Home With Less than Perfect Credit

The American Dream of home ownership is possible while you are re-establishing credit. There are flexible loan options and down payments available for wide ranging credit scores. But before we investigate how to get a mortgage with less than perfect credit, let’s identify what contributes to low credit scores and the options available. What Is Less than Perfect Credit? Your…

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How to Choose a Mortgage Loan

How to Choose a Mortgage Loan

Mortgage loans are different than personal or auto loans —Your home investment will take time, planning, and a clear understanding of the process. To help increase your odds of getting into your preferred house in this booming housing market, we’ve outlined how to get a mortgage, so you know exactly what to expect from the mortgage loan process and how…

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Three Types of Mortgages for Homebuyers

Three Types of Mortgages for Homebuyers

During the home financing process, you will find lenders may offer a variety of loan programs. The most common types of mortgage loans include FHA loans, conventional loans, and VA loans. These common loan types have different requirements for credit scores, down payment, loan limits, mortgage insurance, and debt-to-income ratios. If you’ve done your homework and have a general idea…

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