Mission Loans, LLC Family Plus Program (“Family Plus”):

Basic Eligibility. Subject to the conditions and contract requirements outlined below, Family Plus applies to loans previously closed with Mission Loans, LLC for the same property address, or are being serviced by a servicing partner. Applies only to conventional, FHA, VA and non-QM loans. Excludes HELOC, Closed End Seconds and Down payment assistant programs. Applies to loans originally obtained to purchase a new property as long as at least 1 borrower from the previously funded loan is on the new purchase loan.

Future Loans Not Covered by Family Plus. This is non-transferable and does not apply to new loans that result in the creation of a separate lien on the current property (i.e., a “home equity loan”), renovation loans, bond loan programs, down payment assistance programs, closed end seconds and HELOCs.

Other Terms and Conditions. Mission Loans, LLC cannot guarantee that the borrower will be approved for a future loan, the interest rate for a future loan, or the future appraised value of the home. The borrower’s ability to qualify for a future loan will be subject to the loan program terms and conditions available at that time.

*Family Plus Scope. For future loans meeting the above requirements and that are successfully closed, no lender origination fee will be charged. Lender origination fees do not include underwriting, funding, processing, discount points, or administration fees (even if one of those fees is paid to the lender). Lender origination fees also does not include 3rd party fees including, but not limited to appraisal, title, escrow, recording fees, non-reoccurring fees, and payoff fees.

Notice. Terms, conditions, and programs are subject to change without notice.

Redemption. Future applicants must contact Mission Loans, LLC directly to qualify for Family Plus.

**Restrictions. Family Plus does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through Mission Loans, LLC Wholesale, Correspondent or retail divisions. Family Plus may only be used by submitting an application directly to Mission Loans, LLC. Applying for a Mission Loans, LLC loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this program. Customers who are eligible via a servicing partner must confirm eligibility with their Loan Officer.