Refinance with us. Skip the lender origination fee.
When you close a loan with Mission Loans — or your loan is serviced by one of our approved partners — you become part of the Mission Family.
That means when it’s time to refinance, we waive your lender origination fee.*
Homeowners refinance every 5–7 years on average.
Over time, that can mean thousands saved — every time.
How Family Plus Works
Family Plus rewards clients who return to refinance with Mission Loans. If your original loan qualifies, we waive your lender origination fee on eligible future refinances.
Start the Refinance
We Apply Your Family Plus Benefit
How It Works
Apply
Step 1 — Close Your Original Loan with Mission Loans
Or qualify through an approved servicing partner.
Step 2 — When Rates or Life Changes
You contact us directly to refinance.
Step 3 — We Waive the Lender Origination Fee
On eligible refinance loans that meet program guidelines.
Basic Eligibility
Ineligible Loans
Terms & Restrictions
*Family Plus Scope. For future loans meeting the above requirements and that are successfully closed, no lender origination fee will be charged. Lender origination fees do not include underwriting, funding, processing, discount points, or administration fees (even if one of those fees is paid to the lender). Lender origination fees also does not include 3rd party fees including, but not limited to appraisal, title, escrow, recording fees, non-reoccurring fees, and payoff fees.
Notice. Terms, conditions, and programs are subject to change without notice.
Redemption. Future applicants must contact Mission Loans, LLC directly to qualify for Family Plus.
**Restrictions. Family Plus does not apply to loans applied for through third parties (e.g., Lending Tree) or originated through Mission Loans, LLC Wholesale, Correspondent or retail divisions. Family Plus may only be used by submitting an application directly to Mission Loans, LLC. Applying for a Mission Loans, LLC loan indirectly through a third party (e.g., LendingTree) makes the borrower ineligible for this program. Customers who are eligible via a servicing partner must confirm eligibility with their Loan Officer.
Ready to Make Your Next Move?
Start the Refinance
It only takes a few minutes to get started, and there’s no obligation to move forward.
Not Sure Yet?
We’re happy to walk you through whether Family Plus is the right fit before you commit to anything.