The Mortgage Process, Step by Step
A clear walkthrough from pre-approval to closing — so you always know what’s next.
Buying a home doesn’t have to feel overwhelming. When you understand the steps ahead of time, the process becomes clear and manageable. Below, we’ll walk through each stage so you can move forward with confidence.
- 1. Pre-Approval
- Quick application and credit review
- Income and asset documentation
- Know your buying power upfront
- 2. Home Shopping
- Work with your real estate agent
- Compare homes within your budget
- Submit an offer with confidence
- 3. Loan Processing & Underwriting
- Appraisal and title work ordered
- Documents reviewed by underwriting
- Final approval conditions cleared
- 4. Closing
- Final numbers reviewed
- Sign loan documents
- Get the keys to your new home
Ready to move forward?
Mission Loans helps you move from application to closing with clarity — no surprises, no confusion.